New numbers suggest that one-third of Americans have more credit card debt than savings. Still, the national debt line looks to be depleting .
A survey out Thursday from Bankrate.com shows that while 33 percent of Americans aren't financially prepared for an emergency, the number is down from 41 percent a year ago.
It's the lowest level reported in eight years.
When you look at it from the other side of the spectrum, 58 percent of Americans have more in emergency savings than they do of credit card debt, according to the survey.
The survey also found that while Gen X (38-53) and baby boomers (54-72) were the most likely to prioritize paying down debt, millennials (18-37) placed the highest emphasis — at 61 percent — on prioritizing building emergency savings.