The Federal Reserve expected to hold rates steady after its two-day meeting in D.C. Bankrate's Greg McBride says rates will hover between the four-and-a-quarter and four-and-a-half percentage range they've been in since December thanks to all the tariffs and uncertainty. His advice, boost your emergency savings and pay off high-interest debt. This way you have a buffer, so you don't have to deal with costly borrowing or unexpected withdrawals from retirement accounts.