Here's the good news if you spent too much over the weekend: You're not alone.
According to Affirm, 61 percent of us are reporting that what we're spending is causing stress with our families - not just ourselves. This is an indication that the "too good to pass up deals" have ensnared more people than not.
So if you're already stressed about holiday spending here's the first thing:
Stop.
Don't shop on Cyber Monday today and don't worry about the deals. No deal is worth more than your personal health and family.
Aside from more than six in 10 people already reporting stress about holiday spending, 34 percent are already saying they don't have a plan to pay for the purchases they've made.
Yikes.
So here's the thing: create a plan. Figure out where you stand, what you can spend (and account for) and stick to it no matter how good the deals appear to be. Not only will it cause you less stress but the increased communication is also a good starting point for future financial decisions.
Communication, or the lack there-of remains the top issue in marriages and relationships as it pertains to financial decisions.
PLUS: the best deals for two years running online haven't come on Cyber Monday. It's been the Monday two weeks prior to Christmas. That'd be December 11th if it holds. So you have time to plan and if you still have money to spend ignoring today could actually result in better deals anyway.