The high cost of summer stresses us out.

A new survey by the American Institute of CPAs found nearly 60 percent of Americans say they're just as stressed about money during the summer as they are during the year-end holiday months.

Financial expert Ernie Almonte says figuring out how to afford a vacation or how to pay for day care for the kids are often issues.

Almonte says planning ahead with a budget from the beginning of the year makes all the difference.

For tips on financial planning, click here.

 

 

(Photo: KAREN BLEIER / 2011 AFP)