The first Obamacare enrollment deadline has come and gone.

But, senior analyst Laura Adams says people can still get a new plan.

There is a time outside of the open enrollment period when individuals and families might be able to sign up for coverage.

And, that is if they have a "qualifying event."

Examples of qualifying events are losing existing health coverage due to a job loss or relocation, getting married or divorced, having a baby, or a change in income.

In those cases, the law gives you 60 days to sign up for something new.

Adams says those who missed the deadline and have no qualifying event would be wise to sign up for short-term health plans to bridge the gap until the next open enrollment period in the fall.

Those plans would not be compliant with the Affordable Care Act and policyholders would likely still have to pay the penalty for being uninsured; however, in the case of a health event, a short-term plan would probably save the policyholder a significant amount of out-of-pocket expenses.

The next official open enrollment period for Affordable Care Act-compliant plans won't begin until November 15th.






(Photo: Joe Raedle / 2014 Getty Images)